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Motorcycle: 2010 Kawasaki ZX6R Rider: 29, M, Single, no tickets ever, temporary permit only Policy: Full coverage 250/500 $281/year, I think it's a $500 ded on comp/collision. With American Modern through Geico I don't know, this makes me feel like I am getting a pretty good deal on insurance seeing what you all pay. I was told it will go down once I have my endorsement as well. We'll see by how much. I had a 15k comprehensive claim from when a deer hit my car about two years ago. Not sure if those change the price or anything though, I don't think my auto policy went up.