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Some info that might be relevant? Motorcycle: 2021 Ducati SuperSport 950S Rider: 39 years old, male Full Coverage or Liability: Full coverage Policy Changes: Not a single one! I just got my 2023 renewal notice from Progressive. I know tons of factors influence the base price (specific coverage levels, deductibles, marital status, etc)... But I'm less concerned with cost and more surprised by this 35% discount I had no clue I'd be getting... Is it just because I'm turning 40 this year?!?! Is that a magic milestone for moto insurance premiums?!?!!! Any ideas?