GPJake Posted January 18 Share Posted January 18 Some info that might be relevant? Motorcycle: 2021 Ducati SuperSport 950S Rider: 39 years old, male Full Coverage or Liability: Full coverage Policy Changes: Not a single one! I just got my 2023 renewal notice from Progressive. I know tons of factors influence the base price (specific coverage levels, deductibles, marital status, etc)... But I'm less concerned with cost and more surprised by this 35% discount I had no clue I'd be getting... Is it just because I'm turning 40 this year?!?! Is that a magic milestone for moto insurance premiums?!?!!! Any ideas? Quote Link to comment Share on other sites More sharing options...
Nshaw2834 Posted February 6 Share Posted February 6 Motorcycle: 2021 YAMAHA TRACER 9 GT Rider: 34 years old, male Full Coverage or Liability: Full $445, was $470 last year! Also with Progressive 1 Quote Link to comment Share on other sites More sharing options...
GPJake Posted February 6 Author Share Posted February 6 34 minutes ago, Nshaw2834 said: Motorcycle: 2021 YAMAHA TRACER 9 GT Rider: 34 years old, male Full Coverage or Liability: Full $445, was $470 last year! Also with Progressive Nice! 5.3% drop! Fingers crossed for all the other insurances to follow 🤞 Quote Link to comment Share on other sites More sharing options...
JeremyM Posted February 10 Share Posted February 10 Wow, time to call Progressive! Quote Link to comment Share on other sites More sharing options...
GPJake Posted February 10 Author Share Posted February 10 1 hour ago, JeremyM said: Wow, time to call Progressive! Worth a shot! I haven't called - I don't want to draw any attention! I paid in full & am keeping my mouth shut! 🤐 1 Quote Link to comment Share on other sites More sharing options...
Atrain Posted February 14 Share Posted February 14 Motorcycle: 2022 ktm 890 duke r Rider: 39 years old, male Full Coverage or Liability: Full coverage Policy Changes none Hoping I don’t jinx myself but my premium is less than yours with an at fault accident. Supposed to drop off after 3 years so maybe that’s why? $395.36 for the year. Maybe coverage is different. I dunno. I got Dairyland. My personal experience with progressive has been terrible. Used to have em and they increased my rates every year in my early twenties. Same bike, no accidents. Now I (sorta) deal with progressives claim adjuster, and again bad experiences. Always good to shop around every year. Insurance companies aren’t loyal to you, no need to be loyal to them. 1 Quote Link to comment Share on other sites More sharing options...
GPJake Posted February 14 Author Share Posted February 14 8 hours ago, Atrain said: Always good to shop around every year. Insurance companies aren’t loyal to you, no need to be loyal to them. 100%. I check around about once a year. The last company I was with stopped offering insurance in KY. I'm going to check Erie again also. They were more than Progressive for me last year, but I know @Windfall and @Elongo06 use & like them & their prices. Quote Link to comment Share on other sites More sharing options...
Elongo06 Posted March 3 Share Posted March 3 (edited) Motorcycle: 2019 ZX636(GKF) Rider: 40M,S no tickets or accidents Full coverage 100k/300k/100k U-M 100/300/100 Policy changes: 2023 will be changed to "leisure". Some reason it's not set. Should lower it. $656 a year with a $50 deductible with Erie.(annual vanishing deductible and rate lock) Note: Erie will not insure a single bike, I believe you need a auto policy as well. The full auto WITH bike FC for both is $1,119. Which should go down. Edited March 3 by Elongo06 1 Quote Link to comment Share on other sites More sharing options...
GPJake Posted March 3 Author Share Posted March 3 42 minutes ago, Elongo06 said: Note: Erie will not insure a single bike, I believe you need a auto policy as well. The full auto WITH bike FC for both is $1,119. Which should go down. Interesting. I actually checked my bike only with Erie, and it was over twice as expensive as Progressive. I don't recall seeing anything about needing an auto policy, but maybe that had something to do with it... Quote Link to comment Share on other sites More sharing options...
Elongo06 Posted March 3 Share Posted March 3 Interesting, maybe they changed that policy. For me they were hundreds cheaper than Progressive. I liked progressive but Erie is excellent. My 24-25 policy will have 0 deductible. 😉 1 Quote Link to comment Share on other sites More sharing options...
ngphill Posted March 6 Share Posted March 6 Motorcycle: 2010 Kawasaki ZX6R Rider: 29, M, Single, no tickets ever, temporary permit only Policy: Full coverage 250/500 $281/year, I think it's a $500 ded on comp/collision. With American Modern through Geico I don't know, this makes me feel like I am getting a pretty good deal on insurance seeing what you all pay. I was told it will go down once I have my endorsement as well. We'll see by how much. I had a 15k comprehensive claim from when a deer hit my car about two years ago. Not sure if those change the price or anything though, I don't think my auto policy went up. 1 Quote Link to comment Share on other sites More sharing options...
GPJake Posted March 7 Author Share Posted March 7 3 hours ago, ngphill said: Motorcycle: 2010 Kawasaki ZX6R Rider: 29, M, Single, no tickets ever, temporary permit only Policy: Full coverage 250/500 $281/year, I think it's a $500 ded on comp/collision. With American Modern through Geico I don't know, this makes me feel like I am getting a pretty good deal on insurance seeing what you all pay. I was told it will go down once I have my endorsement as well. We'll see by how much. I had a 15k comprehensive claim from when a deer hit my car about two years ago. Not sure if those change the price or anything though, I don't think my auto policy went up. That sounds pretty damn good. Very nice. Quote Link to comment Share on other sites More sharing options...
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